We understand that getting your Van insurance sorted can be time-consuming & frustrating.
Van insurance can be costly, so we've teamed up with vaninsurance.co.uk, which has access to some of the UK's leading insurance companies, enabling you to search over 30 insurance quotes quickly.
Using vaninsurance.co.uk saves you money, period.
Through them, you'll have access to deals that can't be found on other comparison sites due to their exclusive partnerships with their panel of insurers.
This is why Pure Vans partnered with them, bringing you the best of both worlds of Vans & Insurance.
What you get
VanInsurance.co.uk gives you exclusive access to a hand-picked panel of specialist insurers. Compare quotes directly through their platform with their easy to use, industry-leading interface.
You’re in control 24 hours a day. Easily access your saved quotes through their portal at any time to amend cover options or compare new policies.
Browse, compare and add extras to your policy. Their platform offers a variety of add-ons to provide extra protection for you and your business.
We understand that you are reliant on your Van to make a living. Your quote should reflect the demands of your individual business needs, and they are here to walk you through the process from start to finish.
Access an array of helpful articles and online guides to help you understand your policy better and how you can further save money. If you prefer, you can speak to them directly by calling their UK based customer support centre
A Trusted panel of leading insurers
Having forged exclusive relationships with some of the UK’s top insurers, brokers, and underwriters, vaninsurance.co.uk can to bring you access to deals you won’t find elsewhere online.
The panel of insurers is hand-picked, and their addition to detail and high standards mean the companies they chose to work with really know what they’re doing.
Why do you need Van insurance?
Van insurance is a legal requirement in the UK. Unlike car insurance, driving a Van usually comes with a greater risk, especially when used for commercial purposes. Van insurance is specifically designed to cover the increased financial loss that could result from making a claim.
When using your Van for commercial purposes, you’ll want to make sure that your business and your livelihood is fully protected. Van insurance policies come in many shapes and forms with a whole host of additional cover levels. Protecting your cargo, tools or equipment from loss, damage or theft is just as important as protecting the Van itself.
Getting the right Van insurance is crucial. Without adequate cover, you run the risk of financial losses which are likely to have a big impact on both your business and personal life. Get added peace of mind and compare with VanInsurance.co.uk to get the right deal at the right price today.
Types of Van insurance?
Social, Domestic & Pleasure
For private use such as going on holiday, taking a shopping trip, or enjoying hobbies like mountain bilking or surfing, you can choose a social use policy. Its worth noting that commuting to and from a place of business is not covered under this type of policy like it would be with car insurance.
Also referred to as Carriage of goods for hire and reward. If you are getting paid to deliver goods that you don’t own, then you’ll be classed as a courier. Best suited to local delivery drivers, you’ll also want to be covered in the event your cargo is lost, damaged or stolen with a goods in transit policy.
Carriage of Own Goods
If you use your Van for work on a daily basis, such as transporting your tools of the trade, then you’ll need a Carriage of Own goods policy. You’ll also be able to take out additional tool theft insurance for added peace of mind. This type of insurance is perfect for local tradesmen.
Similar to courier insurance, a Haulage policy is for when you’re delivering goods over long distances, usually to just one single destination. Haulage insurance is specifically designed to cover the increased risks involved from spending longer on the roads. You’ll need to make sure you're also adequately covered for goods in transit to protect your payload for damage, loss of theft.
Levels of Van Insurance?
Third Party Only
This will cover all third parties in the event of damage, injury, or loss of life due to an accident. It wont cover your own Van if you are at fault and doesn’t provide cover if your Van is stolen. No protection is provided from damage caused by fire. While this level of cover is usually the cheapest option, it's not recommended for business and commercial use.
Third Party, Fire & Theft
This offers the same level of cover as above but with the added benefit of cover for theft of your Van or any damage caused by fire. Still, it doesn’t offer repair or replacement of your vehicle in the event of an accident that’s deemed to be your fault.
This is always the recommended level of cover for commercial use. In the event you're involved in an accident, your Van will be repaired or replaced regardless of who was at fault. You're also covered for theft, fire and damage caused to your vehicle and ensures you get back on the road quickly to avoid loss of business.